The definitive Diagnosis made by a Physician (or Specialist, as the case may be) based upon such specific evidence as referred to in your Policy in the definition of the particular condition concerned, or, in the absence of such specific evidence, based upon radiological, clinical, histological, or laboratory evidence acceptable to us. Such Diagnosis must be supported by our medical director who may base his opinion on the medical evidence submitted by you, the Insured and/or any additional evidence that he may require.

Scroll to Top